CORE SERVICE

Comprehensive Home Watch Inspections for Southwest Florida

A structured inspection protocol adapted for Southwest Florida's property stock — Gulf-front estates, 1980s golf communities, barrier island condos, and Intracoastal homes. Nothing assumed. Everything documented.

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About This Service

Professional Home Watch, Performed by the People Who Own the Company

Most home watch services in Southwest Florida operate on a subcontractor model: you sign a contract with a company, and whoever is available shows up at your door. You don’t know who they are, whether they’ve been in your property before, or how consistently they apply the same standard from visit to visit.

Suncoast Home Watch works differently. Every inspection is performed by one of the three co-owners — Sid, Stan, or Bob. Not an employee. Not a subcontractor. The people who own the company.

Our inspection protocol is adapted for Southwest Florida’s specific property stock. We monitor Gulf-front homes on Longboat Key and Siesta Key, 1980s golf community properties in Peridia and Lakewood Ranch, barrier island condos on Anna Maria Island, and Intracoastal estates in Bradenton and Sarasota. We don’t apply a generic checklist. We know what to look for in the properties we monitor — and we document everything with timestamped photographs delivered within hours of every visit.

What We Check on Every Visit

Our inspection protocol covers interior and exterior systems, with attention to the failure points most common in Southwest Florida’s climate and property stock.

Interior

  • HVAC operation and thermostat settings — confirming the system is running, filters are in acceptable condition, and temperature is within the set range for unoccupied operation
  • Plumbing — checking under sinks, around toilets, and at water heater connections for active leaks or moisture accumulation
  • Mold and moisture — inspecting areas of elevated humidity risk including bathrooms, laundry rooms, closets, and any previously identified problem areas
  • Windows and doors — confirming all entry points are locked and sealed, and checking for signs of water intrusion around frames and sills
  • Ceilings and walls — looking for staining, discoloration, or soft spots that may indicate an active or recent roof or plumbing leak
  • Appliances — confirming refrigerator and freezer are operating at correct temperatures, running the dishwasher cycle as needed, and checking the range and oven
  • Electrical panel and smoke/CO detectors — visual check for tripped breakers and functioning safety devices
  • Interior pest evidence — checking for signs of insect or rodent activity, particularly in kitchens, utility rooms, and garages

Exterior

  • Roof — visual inspection from ground and any accessible vantage point, with attention to lifted shingles, tile displacement, or visible storm damage
  • Gutters and downspouts — confirming drainage paths are clear and properly directed away from the foundation
  • Exterior walls and stucco — checking for cracking, spalling, or water staining indicative of moisture intrusion
  • Pool and lanai — water level, pump operation, screen enclosure condition, and any debris or equipment issues
  • Outdoor furniture and equipment — confirming secured storage, particularly ahead of any forecast weather
  • Lawn and landscaping — general condition, irrigation system operation, and anything that may attract pests or indicate drainage issues
  • HOA compliance — confirming the property meets community standards for exterior appearance to avoid violation notices during your absence
  • Garage doors and outbuildings — confirming proper operation and secured entry

Every item is documented in your written report. Any concern — whether it requires immediate action or ongoing monitoring — is photographed and noted with a recommended response.

→ See also: Vacation Home Watch | Storm Monitoring & Response

Learn more about how documented inspections protect your coverage: Does Florida Homeowner’s Insurance Require Home Watch Service?

Key Facts
100% Of inspections performed by one of three co-owners — never a subcontractor or employee
48 hrs Maximum time from any named storm passing to your post-storm assessment report
30–60 days Florida insurance vacancy clause window — our documented visits protect your coverage
What We Check

A comprehensive inspection. Every time.

Our checklist is adapted for Southwest Florida's property stock — nothing generic, nothing missed.

Interior

  • HVAC operation & filter condition
  • All visible plumbing connections
  • Mold & moisture detection
  • Pest activity indicators
  • Electrical panel & detectors
  • All windows & entry point seals
  • Ceilings & floors for water intrusion

Exterior

  • Roof, gutters, fascia & soffits
  • Pool & spa equipment & chemistry
  • Landscaping & irrigation
  • All entry points & exterior lighting
  • HOA compliance monitoring
  • Waterfront surface weathering
  • Post-storm assessment (24–48 hrs)

Emergency Response

Same-day response to urgent property issues — burst pipes, storm damage, security alerts. We coordinate emergency contractors so you don't have to manage a crisis from 1,200 miles away.

Mail & Delivery

We collect and secure mail, packages, and newspapers on every visit. Visible accumulation is a vacancy signal — we keep your property looking occupied and your deliveries safe.

Storm Prep

Pre-storm outdoor securing and post-storm property assessment within 24–48 hours of any named storm. Included in every plan — you'll know your property's condition before we leave the driveway.

Pricing

Simple, Transparent Pricing

No long-term contracts. No subcontractors. Cancel any time.

Silver Plan
$100/mo
Bi-weekly inspections

  • Included: Written inspection report + photos
  • Included: Emergency response coordination
  • Included: Mail & package collection
  • Included: Storm preparation & post-storm check
  • Not included: Vendor coordination
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Common Questions

Frequently Asked Questions

Most standard Florida homeowner's insurance policies include a vacancy clause that limits or voids coverage once a property has been unoccupied for 30 to 60 days without documented professional monitoring on file. The specific threshold varies by policy and insurer, but the requirement is common — and commonly overlooked by snowbirds who assume their standard coverage stays intact while they're away. Suncoast Home Watch provides written inspection reports with timestamped photographs after every visit, creating the documented record your insurer requires. Our reports satisfy the vacancy clause requirement visit by visit, all season long. We recommend reviewing your specific policy language and confirming the documentation standard with your insurer.
After every inspection, you receive a written report delivered digitally — typically within hours of the visit. Each report documents the condition of all checked systems and areas, flags any items that need attention, and includes timestamped photographs of key areas inside and outside the property. You can review your property's condition from anywhere in the world, on any device. Reports are retained so you have a running record of every visit for insurance documentation, contractor reference, or your own peace of mind.
No. Every inspection is performed by one of the three co-owners — Sid, Stan, or Bob. We do not use subcontractors, and we do not employ inspectors. This means you always know exactly who was in your property, and you get the same standard of care on every visit — not whatever a rotating roster of contractors happens to provide. The people who own the company are the people who watch your home, full stop.
If we identify an issue — a leak, an HVAC failure, evidence of mold, storm damage, a security concern — we notify you immediately by phone and follow up with a written report and photographs documenting the problem. We do not wait until the end of the week or the next scheduled visit. For issues requiring contractor attention, Gold Plan clients have vendor coordination included; Silver Plan clients receive the full documentation and our local contractor recommendations so they can authorize repairs quickly. Our goal is to get the right person on the problem as fast as possible.
Yes. Suncoast Home Watch operates on a month-to-month basis with no long-term contracts required. You can cancel, upgrade from Silver to Gold, or adjust your service at any time. We believe our clients should stay because the service earns it — not because they are locked into an agreement. Contact us at hello@suncoasthomeswatch.com or call +1 716 908 5071 to make any changes to your plan.
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Ready to protect your Florida property?

Call us, email us, or fill out the form — we'll have you set up before you leave for the season.

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